June 1, 2020
August 14, 2020
Information Collected from You
We collect personal information from parents in order to facilitate the creation of custodial accounts or Uniform Gifts to Minors Act (UGMA) accounts for your children, and allow family and friends to gift financial investments into your children's investment portfolio. This information may include:
- Contact information such as name, email address, home address, phone
- Billing information such as credit card number, and billing address·
- Financial information such as bank or brokerage account numbers, types of investments·
- Social Security number
In order to create an account for the child, we will need the parent of the child to supply the following information about the child:
- Child legal first and last name
- Child date of birth
- Child Social Security number
- Child profile picture (optional)
We understand the sensitivity of your child’s personal information and will limit our use of your child’s personal information to what is necessary to provide you with our services.
For EarlyBird users that are not opening custodial investment accounts, but are using the app to send gifts to children (givers), we only collect:
- First Name
- Last Name
- Email Address
- Phone Number
- Financial information such as bank or brokerage account numbers, types of investments
If you wish to refer friends or family members to EarlyBird, you may share your referral link individually with those friends or family members.
EarlyBird does not directly collect any personal information from your friends or family members when you share your referral link with them. Personal information is only collected if the referral chooses to sign up with EarlyBird. You will, however, receive certain communications from us about your referrals. For example, you will be notified if your friend or family member signs up for EarlyBird. We may also use the referral link for the purposes of crediting their/your account with any referral offer to which you may both be eligible.
Information Automatically Collected
We collect certain information automatically through your use of our services, such as which of the pages on our Site that you access, the frequency of access, and what you click on while on our Site. We collect information about the device you are using to access the Site, such as hardware model, operating system, application version number, browser, and IP addresses.
We place"cookies" on your computer or device when you use our Site. Cookies are small text files that we place in your computer or device to track your usage of our Site. Other information you provide to us may be linked to the data stored in the cookie. A cookie assigns a unique numerical identifier to your browser or device, and may enable us to recognize you as the same user who has previously used our Site, and relate your use of the Site to other information about you.
You can also learn more about online advertising cookies and your ability to opt-out of certain online advertising cookies by visiting the following websites: http://www.aboutads.info/choicesor http://www.networkadvertising.org/choices. For your mobile device, you can understand which third parties have currently enabled cookies on your mobile device and how to opt-out of some of those cookies by accessing the Network Advertising Initiative's website athttp://www.networkadvertising.org/mobile-choices from your mobile device. On your mobile device you may also select “Limit Ad Tracking” (on iOS devices) or“Opt out of Interest-Based Ads” (on Android). Even if you disable tracking, keep in mind that you may still receive interest-based advertising, including from third parties with whom your information had been previously disclosed and that you may still receive advertising from third parties, though such advertising may not be based on your interests and preferences.
This Site does not respond to “Do Not Track”signals.Analytics
The Site also uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics may set cookies on your browser or mobile device or read cookies that are already there to collect information. Google Analytics may also receive information about you from apps you have downloaded that partner with Google. Google Analytics collects information such as how often you use the Site and how you use the Site. We use the information provided by Google Analytics to improve the Site and service. For more information regarding how Google collects, uses and shares your information and how to opt out of certain uses please visit http://www.google.com/policies/privacy/partners/
We may share your personal information with analytics providers to understand how our Site and services are being used. We may also share your financial information with our transaction providers in order to process your transactions.
We may share personal information when required by law or legal process, and we will endeavor to ask for and obtain your permission in such situations. We may also be required to obtain your authorization before disclosing certain types of personal information.
We may share personal information if we believe it is necessary in order to detect, investigate, prevent, or take action against illegal activities, fraud, or situations involving potential threats to the rights, property, or personal safety of any person.
If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of assets, or transition of service to another provider, your personal information may be sold or transferred as part of such a transaction as permitted by law and/or contract. We cannot control how such entities may use or disclose such personal information.
We may share your personal information as appropriate to carry out any other legitimate business purposes permitted by law, such as sharing with our service providers and other partners that provide support to us when providing services to you.Payment Providers
EarlyBird uses Dwolla to facilitate ACH transactions in connection with our services. If you sign up for EarlyBird’s services, you expressly consent to EarlyBird sharing your contact and billing data with Dwolla for the purposes of opening and supporting your account. You are responsible for the accuracy and completeness of that data.To learn more about Dwolla’s privacy practices, visit their website athttps://www.dwolla.com/legal/privacy/.
The Site may contain links to outside services and resources, the availability and content of which EarlyBird does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these services and resources or the content of these websites. EarlyBird does not assume any responsibility or liability for the actions, products, and content of these and any other websites. Any concerns regarding any such services or resources should be directed to the service or resource.Protecting Personal Information
In order to protect your personal information, we maintain electronic and procedural safeguards, which we review regularly in keeping with technological advances. Accounts are protected by bank-level encryption and authentication. Account activity is monitored to identify unauthorized transactions. We use 256-bit encryption to protect and secure all of our user’s personal information and transaction history. We also restrict access to your personal information. Unfortunately, no security system is 100% secure, thus we do not gaurantee the security of all personal information you provide to us via our interactions.Children's Personal Information
For additional information or questions, please contact us at: