Absolutely not! EarlyBird makes it easy to gift a contribution to any little one in your life, whether or not they are already an EarlyBird. All you’ll need is the parent or guardian’s phone number to get started.

Just their phone number! For recipients who do not have EarlyBird accounts, upon receiving the gift via text message to that phone number, they will complete an EarlyBird account to accept the gift and start investing the funds! For those that already have an EarlyBird account, they’ll simply accept the funds into their existing account. Funds will not be taken from your connected bank account until the gift has been accepted.

Simplicity and security are important to us. In order to ensure a safe and special experience for everyone, there is a gift processing fee that is applied based on the gift value and payment method.

For new parents, an EarlyBird Baby Fund is free until their little one arrives and their gifts are invested. After that, our pricing is simple. The subscription fee is $2.95/month for families with one child or $4.95/month for families with multiple children.

Please send all gifts to the parent or guardian of the child, or whichever adult you suspect would like to be the owner and custodian of the EarlyBird account. An adult over the age of 18 is required to accept and complete an EarlyBird account.

Funds will not be transferred from your connected funding source, until the recipient accepts the gift. If they do not accept the gift, the transaction will remain pending until it is accepted, declined, or cancelled.