[Parent] and [Baby {Last name}] would like to share a moment with you!

{Title of moment}

[Moment note] Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis pretium felis in purus rutrum, tempor fermentum ante egestas. Nullam est lorem, at elit et, luctus euismod leo.
This moment has been shared with you because you’re special!
We’d appreciate it if you kept it just between us ❤️
Invest in this moment
A little can go a long way! Make a small investment to mark the memory and watch the investment grow.
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Frequently asked questions

We’re an open book.

Does the recipient need an account for me to send them a gift on EarlyBird?

Absolutely not! EarlyBird makes it easy to gift a contribution to any little one in your life, whether or not they are already an EarlyBird. All you’ll need is the parent or guardian’s phone number to get started.

What information do I need from the parent/guardian to send a gift?

Just their phone number! For recipients who do not have EarlyBird accounts, upon receiving the gift via text message to that phone number, they will complete an EarlyBird account to accept the gift and start investing the funds! For those that already have an EarlyBird account, they’ll simply accept the funds into their existing account. Funds will not be taken from your connected bank account until the gift has been accepted.

Are there any fees?

In order to make gifting financial assets as seamless and memorable as possible, and to process the financial contribution, there is a $2 per gift processing fee. This fee will only be charged to your connected funding source once the recipient accepts the gift.

Parents that open an investment account with EarlyBird have a monthly subscription fee of $1/mo. Gifts can be sent and accepted without requiring a parent to invest the funds if they choose.

Who’s phone number should I send a gift to? The parent or child?

Please send all gifts to the parent or guardian of the child, or whichever adult you suspect would like to be the owner and custodian of the EarlyBird account. An adult over the age of 18 is required to accept and complete an EarlyBird account.

What if the recipient doesn’t accept the gift? Where does my contribution go?

Funds will not be transferred from your connected funding source, until the recipient accepts the gift. If they do not accept the gift, the transaction will remain pending until it is accepted, declined, or cancelled.

What does the receiver of the gift see?

EarlyBird gifts are sent via SMS text messages (you’ll be included on them!), and are delivered in beautiful animated cards that can be opened on the web. To accept the gift, they’ll download the EarlyBird app and go through the onboarding process.

How can I track my gift once it’s been sent?

After a gift is sent, we highly recommend you to download the EarlyBird app from either the AppStore or and the Android Play Store. You can then sign in and track all of your gifts, the kids you have invested in, and simply send more gifts from the app.

How will my contribution be invested?

EarlyBird is a Registered Investment Advisor (RIA) and partners with wealth management and financial planning experts to curate our investment offering. We offer parents a fixed portfolio model, where we recommend expertly crafted ETF-based portfolios made up of both securities and bonds, based on the age of the child, your investment goals, time horizon, risk tolerance, and other factors.

There are 5 fixed portfolios that a user can choose from ranging from conservative (100% bond based ETF's) to aggressive (100% equity based ETF's). Once the gift has been accepted, your contribution will be invested in the portfolio that the account holder has chosen.